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FOS currently has more than 16,000 members. Our members include banks, credit unions, building societies, credit providers, general and life insurance companies and brokers, superannuation providers, fund managers, mortgage and finance brokers, financial planners, stockbrokers, investment managers, friendly societies, time share operators and authorised representatives.

Our members fall into two categories – Licensees and Authorised Credit Representatives (ACRs). Licensees are financial services providers that hold an Australian financial services licence or a credit licence from ASIC. ACRs are businesses that represent a licensee.